
Kingsbridge Business Insurance
Business Insurance For BESA Member Businesses
BESA has partnered with Kingsbridge to bring BESA members business insurance, with a 10% DISCOUNT. Kingsbridge are experts in providing specialist insurance solutions for contractors, freelancers and the self-employed, with package including:
- Professional Indemnity
- Public Liability
- Employers' Liability
- Personal Accident Cover (at no extra cost!)
Would You Like A Quote?
Get your exclusive BESA member 10% discount and a quick quote today by visiting here, or call 01242 801785 or email Joe Wadham: joe.wadham@kingsbridge.co.uk.
Kingsbridge Schemes:
Trades And SME Scheme
Standard Package
- Public Liability - £2M, £5M & £10M
- Tools: £2.5k as standard
(up to £20k limit available) - Employers Liability £10m
Optional Extras
- Professional Indemnity: up to £250k
- Contract Works Cover: up to £500k
- Hired in Plant Cover: Up to £50k
- Own Plant Cover: Up to £50k
Key Benefits
- Nil excess across all 400 job
roles available - Cover for Labour only and
Bonafide Subcontractors - Height work accepted on risks
(limits subject to job role) - Hot Work acceptable on all trades
- 24-hour payment after claim agreed
PI Combined For
Professional Contractors
Standard Package
- Professional indemnity
- Public Liability
- Employers Liability
Optional Extras
- Personal Accident
- Directors’ and Officers’
- Legal Expenses Cover
Key Benefits
- One package, full cover
- Instant access to policy docs
- Flexible payment options
- Nil excess for single fee-earners
- Cover for previous work
- Business insurance can act
as an IR35 indicator - Tax deductible expense
Why Should I Have Business Insurance?
If during the course of your work you make a mistake or an error that adversely effects your client or their business, they are well within their rights to make a claim against you.
Having the right insurance in place can be the difference between keeping you in business or having to shut your company down. It provides you a sturdy safety net and instils confidence in your stakeholders - including investors, clients, and employees - by showcasing your commitment to responsible risk management.
What Type Of Insurance Should I Have?
The only insurance required by law is Employers' Liability insurance, unless you are the only employee of your company and own over 50% of the business, in which case you’ll be excluded. The most common insurances held by contractors and small businesses to protect against their business risks are:
- Public Liability insurance
- Professional Indemnity insurance
- Employers’ Liability insurance
Alongside these, Kingsbridge provide Personal Accident cover and Directors’ and Officers’ Liability as standard, all in one easy to manage package.
Would You Like A Quote?
Get your exclusive BESA member 10% discount and a quick quote today by visiting here, or call 01242 801785 or email Joe Wadham: joe.wadham@kingsbridge.co.uk.