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Kingsbridge Business Insurance

Business Insurance For BESA Member Businesses

kingsbridge-logo-insurance-besa-membersBESA has partnered with Kingsbridge to bring BESA members business insurance, with a 10% DISCOUNT. Kingsbridge are experts in providing specialist insurance solutions for contractors, freelancers and the self-employed, with package including:

  • Professional Indemnity
  • Public Liability
  • Employers' Liability
  • Personal Accident Cover (at no extra cost!)

Would You Like A Quote?

Get your exclusive BESA member 10% discount and a quick quote today by visiting here, or call 01242 801785 or email Joe Wadham: joe.wadham@kingsbridge.co.uk.

Kingsbridge Schemes:

Trades And SME Scheme

Standard Package

  •  Public Liability - £2M, £5M & £10M
  • Tools: £2.5k as standard
    (up to £20k limit available)
  • Employers Liability £10m


Optional Extras


  • Professional Indemnity: up to £250k
  • Contract Works Cover: up to £500k
  • Hired in Plant Cover: Up to £50k
  • Own Plant Cover: Up to £50k

Key Benefits


  • Nil excess across all 400 job
    roles available
  • Cover for Labour only and
    Bonafide Subcontractors
  • Height work accepted on risks
    (limits subject to job role)
  • Hot Work acceptable on all trades
  • 24-hour payment after claim agreed

PI Combined For

Professional Contractors

Standard Package

  •  Professional indemnity
  • Public Liability
  • Employers Liability


Optional Extras


  • Personal Accident
  • Directors’ and Officers’
  • Legal Expenses Cover


Key Benefits


  • One package, full cover
  • Instant access to policy docs
  • Flexible payment options
  • Nil excess for single fee-earners
  •  Cover for previous work
  • Business insurance can act
    as an IR35 indicator
  • Tax deductible expense

Why Should I Have Business Insurance?

Kingsbridge business insurance discounts available for BESA members in the construction industryIf during the course of your work you make a mistake or an error that adversely effects your client or their business, they are well within their rights to make a claim against you.

Having the right insurance in place can be the difference between keeping you in business or having to shut your company down. It provides you a sturdy safety net and instils confidence in your stakeholders - including investors, clients, and employees - by showcasing your commitment to responsible risk management.

 

What Type Of Insurance Should I Have?

The only insurance required by law is Employers' Liability insurance, unless you are the only employee of your company and own over 50% of the business, in which case you’ll be excluded. The most common insurances held by contractors and small businesses to protect against their business risks are:

  • Public Liability insurance
  • Professional Indemnity insurance
  • Employers’ Liability insurance

Alongside these, Kingsbridge provide Personal Accident cover and Directors’ and Officers’ Liability as standard, all in one easy to manage package.

Would You Like A Quote?

Get your exclusive BESA member 10% discount and a quick quote today by visiting here, or call 01242 801785 or email Joe Wadham: joe.wadham@kingsbridge.co.uk.